Financing for SMEs Ready to Grow
We support you with capital and strategic direction to scale your business sustainably.
If your company is already operating, selling, and has expansion potential, we help you structure it to grow and access the financing you need.
Experts in Financing Your Imports
Kabal Capital revolutionizes business financing with rapid approvals, competitive rates, and cutting-edge technology. From working capital to international trade, we deliver the perfect solution for your company.
Our Financing Products
Solutions designed specifically for your company's needs
Trade Finance
Finance your imports and exports with guarantees backed by Bills of Lading (BL). Ideal for distributors and international traders.
- Amounts: $25,000 - $500,000
- Term: 30 - 180 days
- Collateral: Bill of Lading
- Approval: 48-72 hours
Flex Line
100% digital revolving credit line. Use it when you need it, pay only for what you use. Perfect for flexible working capital.
- Amounts: $1,000 - $25,000
- Term: 12 months renewable
- Usage: Multiple disbursements
- Approval: 24 hours
Grow Loan
Traditional business loan for long-term investments. Expand your business, buy machinery, or open new branches.
- Amounts: $5,000 - $100,000
- Term: 6 - 36 months
- Collateral: Adjusted to capacity
- Approval: 48-72 hours
Cash (Factoring)
Turn your accounts receivable into immediate cash. Improve cash flow without waiting 30, 60, or 90 days for payments.
- Amounts: $10,000 - $500,000
- Advance: Up to 85% immediate
- Term: According to invoice (30-90 days)
- Approval: 24-48 hours
Get your financing in 4 simple steps
How It Works
Get your financing in 4 simple steps
Apply Online
Complete our digital application in 10 minutes. Our AI instantly analyzes your credit profile using alternative data.
Pre-Approval
Receive your pre-approval in minutes. Our intelligent scoring system evaluates 100+ variables to offer the best terms.
Documentation
Upload your documents digitally. Our team verifies the information within 24-48 hours and confirms final approval.
Disbursement
Receive your funds directly in your bank account. Start growing your business immediately with new capital.
Why Choose Kabal Capital?
Competitive advantages that set us apart from traditional banking
Unprecedented Speed
While banks take 30-60 days, we approve in 48 hours thanks to our AI-powered scoring technology.
Higher Approval
75% approval rate vs. 30% from traditional banks. We evaluate more than just credit history.
100% Digital Process
No branch visits, no endless paperwork. Everything from your computer or smartphone.
Guaranteed Security
Bank-grade security protocols, data encryption, and full regulatory compliance.
Flexible Collateral
We adapt requirements to your business reality. For Trade Finance, the BL is your main guarantee.
Intelligent Scoring
We evaluate alternative data: sales, cash flow, digital behavior, and more beyond traditional scores.
Legal Information
Kabal Capital operates in Honduras as a regulated non-bank lender. Trade Finance products are operated by Kabal Trade Finance, an entity incorporated in Panama that operates exclusively outside of Panama, with no non-bank lender registration required. Kabal Bridge SA de CV operates in El Salvador as a non-bank lender. None of these entities are banking institutions nor are they backed by government deposit insurance. Loans are subject to credit approval and documentation verification. Interest rates and terms vary according to the applicant's credit profile.